I'm trying a new thing. I read somewhere that if you are trying to get a handle on your money, you should only pay in cash. So that's what I'm going to do. I am going to take out cash each week and that's what I'm going to use for groceries, eating out, incidentals, etc. Bills, of course, will continue to be paid electronically, but everything else will be cash and carry. Hopefully it will reign in my spending.