3 year plan

I have a 3 year plan. I am hopeful it will work out.

My boss has just decided to retire from her job and yours truly is getting promoted. (Go me go me go go go me)

So here's my current plan (which works out with my plan/hope of starting to adopt kids in 2 to 3 years.)

For the first year and a half I'm going to pay off debt. Thanks to the length of time I was unemployed or underemployed Citibank and AMEX own my ass. With the extra money from my new fancy pants promotion (did I mention there was the word "Manager" in the title? :) ) I can send all of it to one of the two and start paying down my credit cards. I'm already used to living on what I currently earn so that extra money, while nice, can be useful.

For the second year and a half I'll put all the money I was sending to Citibank and AMEX into a savings account so that I can build myself up a nice little down payment for hopefully a 2 - 3 bedroom condo. It won't be the whole thing, but still better than zero. :)

So then by year 3 I'll be poised and ready for project adoption to begin. Maybe my weird friend who believes in fate and things happening for a reason and there are no coincidences is actually sort of right. (Of course if I believed that I'd also have to believe that the 3 light bulbs that burnt out in my apartment in the past 4 days are also a sign. :) )